Fire & EMS PAK

Designed specifically for Fire and Ambulance Departments

Who is Fire & EMS PAK?

  1. Fire & EMS PAK, a program designed specifically for Fire and Ambulance Departments, is offered by Continental Western Group out of Des Moines, IA. Continental Western Group is owned by W.R. Berkley who is a Fortune 500 Company. Continental Western currently holds a combined AM Best financial stability rating of A+15 with their parent company W.R. Berkley.
  2. Mike Keith Insurance, Inc. is the State Director for this program. A State Director is responsible for marketing the program state wide and for submitting all accounts direct to Continental Western. Once the account is written with the Fire & EMS PAK program, Mike Keith Insurance will work with the local agent on all claims and service work.
  3. Mike Keith Insurance is proud to facilitate this program through local agents across the entire state of Missouri. We value the relationships we have worked hard to build with Missouri’s best and brightest agents. We are passionate about offering sound coverage and competitive pricing that agent’s can proudly present to their clients and prospects.

What accounts are ineligible Fire & EMS PAK?

  1. Any Department, District or Association with any one location servicing a population in excess of 25,000.
  2. Fire Pak is currently not offering proposals to metropolitan Kansas City (Inside I- 435 Loop) or metropolitan St. Louis (inside I-270 Loop) Departments.


  1. All submissions must include:
    • Current Premium for requested lines of coverage plus 5 year prior loss runs.
    • Fire Pak General Insurance Application– Acord Applications are not acceptable except for Umbrella
    • Provident Questionnaire
    • We will work all submissions on a first complete basis.


Helpful Information

Fire & EMS Pak

When Mid-County Fire Protection District suffered a total loss to their 2002 Precision Fire Apparatus Pumper, Fire Pak was there to deliver a check in the amount of $328,209 to replace their totaled pumper. This enabled Mid-County to go out and buy a BRAND NEW Precision Fire Apparatus Pumper. Mid-County Fire Protection District and their trusted local agent (Ralph Franklin of McGrath Insurance, Camdenton, MO) had the right coverage with the right company at the right time!

Accident Coverage for Fire & EMS PAK

  • Provident

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